Apple Pay: How to set up and use it on your iPhone, Apple Watch and Mac

Despite the number of people who own an iPhone or Apple Watch, there are still many who don’t use Apple Pay. And that’s a shame because it’s uniquely positioned to connect transactions on your iPhone to those in actual stores.

Apple Pay is basically a digital wallet on your iPhone, iPad, Apple Watch or Mac So you can buy things in restaurants, retail stores, apps and on the Internet. You can even use it to send and receive money to friends and family members with messages.

Although there is an image of your credit card in Apple’s digital wallet, your card number is never stored on your phone or on Apple’s servers. Instead, Apple Pay uses a specific device number and a unique transaction code to process payments and protect your data. This makes Apple Pay faster and safer than using a physical credit card in a registry.

Read: Apple Card against Amazon Prime Rewards Visa

Over the past five years, Apple has added support for transit cards and Customer cards. Imagine getting on the bus or train with just a swipe of your iPhone or Apple Watch at the turnstile.

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Apple Pay works on your iPhone, iPad, Apple Watch and Mac. Depending on the device, you can buy things in stores, in apps, and online.

Patrick Holland / CNET

If you want to set up Apple Pay on one of your Apple devices, Watch the video on using Apple Pay at the beginning of this story. We take you through the video How to add Apple Pay credit and debit cards, configure the settings and use Apple Pay both in stores and online.

For more detailed information, read our CNET story at Everything you want to know about Apple Pay
. To find out how Apple Pay is compared to Apple’s new credit card and Apple Cash, see “Apple Card vs. Apple Pay vs. Apple Cash: what you need to know“And you can read one of our editors heartfelt report of surviving a day without a wallet, only with her phone and Samsung Pay.

Now that you’re an Apple Pay master, Read how to set up and use AirDrop on all Apple devices.

Originally published July 22, 2019.

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